241302 - Credit Specialist Participate in the development of the financial strategy in accordance with the overall goals and objectives of the entity; identify the need for new credit products and services; study the customers’ creditworthiness; and prepare, display, clarify and maintain the specialized documents and reports related to credit.
Main Tasks:
Participate in the development of the financial strategy in accordance with the overall goals and objectives of the entity; and determine the financial needs, return requirements and level of risk taking.
Identify the need for new credit products and services; monitor and analyze the investment requirements and trends; develop new credit products and services; and set the prices, rates and related controls.
Consider the customers’ creditworthiness; determine the financial products suitable for them; prepare the documents, credit reports, conditions and procedures to be taken in case of default or delinquency.
Provide advice and guidance on the credit operations and supervision, such as financial projections, budget preparation and financial performance reviews.
Prepare, present, clarify, and maintain on the corresponding database, the specialized documents and reports on credit, as per the adopted policies and procedures.
Educational Level:
Educational Field:
Finance, banking and insurance
Skills:
Ability to build relationships
Technical skills:
